MD Live vs Teladoc Health
MD Live vs Teladoc compared on insurance coverage, dermatology, primary care and price. Here's which insurance-based telehealth fits you.
Quick answer
Between MD Live (3.7/5) and Teladoc Health (4.1/5), there is no single winner: the best choice depends on your insurance, budget and what you are treating.
MD Live (formerly styled MDLIVE) and Teladoc are the two big insurance-first telehealth networks. They overlap heavily; the practical answer usually comes down to which one your health plan includes.
Side by side
| MD Live | Teladoc Health | |
|---|---|---|
| Insurance integration | Strong (Cigna/Evernorth) | Strong (many plans) |
| Verdict: Tie, both are strongly insurance-integrated. | ||
| Dermatology | Yes | Yes |
| Verdict: Tie, both include online dermatology. | ||
| Availability | 24/7 urgent | 24/7 urgent |
| Verdict: Tie, both offer 24/7 urgent care. | ||
| Urgent visit price | $0 to $89 | $0 with coverage, $89 self-pay |
| Verdict: Tie. | ||
| Primary care continuity | Same doctor each visit, select plans | Choose a dedicated provider, covered members |
| Verdict: Tie, both require coverage. | ||
| Best for | Cigna Healthcare members and plans that include it | Broad plan coverage |
| Verdict: MD Live for Cigna Healthcare members, Teladoc for broad coverage. | ||
Our verdict
It is close. Check which one your insurance or employer plan includes first, that usually decides it. MD Live is owned by Evernorth, part of The Cigna Group, so it is the default for many Cigna Healthcare members.
Frequently asked questions
Is MD Live or Teladoc better?+
They are comparable insurance-first networks. The better choice is typically whichever your plan covers.
Do both offer dermatology?+
Yes. MD Live dermatology is $0 to $95 depending on coverage, and Teladoc's is $89 per photo review without insurance. Both also offer urgent care and behavioral health; primary care on both is available only through participating insurance plans.
More in Primary & Urgent Care.