Primary & Urgent Care
The Best Online Primary Care Services of 2026
We compared the best virtual primary care services on doctor continuity, insurance, availability and price. Here are the top online primary care options of 2026.
Quick answer
PlushCare (4.1/5) is our top-rated primary care provider, best overall, starting at $19/mo + visit. Teladoc Health (4.1/5) is our Best 24/7 Access pick.
Virtual primary care now covers everything from same-day urgent visits to ongoing relationships with one doctor. The right service depends on whether you want continuity, 24/7 access or the lowest cash price. We ranked the best online primary care options.
We weighted clinician quality and continuity, insurance, availability and price transparency.
Pick by what matters to you
The right choice depends on your priority. Here is the standout for each.
Our top pick overall, 4.1/5 on the rubric.
Lowest PriceBest value for the money, from $32/visit.
Most ClinicalStrong clinical quality, 4.6/5.
Best for Multiple ProductsOne provider for several needs, not just this one.
Best for InsuranceTakes insurance (Commercial).
Best for Cash PayBest no-insurance option, from $32/visit.
At a glance
| # | Service | Best for | Rating | From | Link |
|---|---|---|---|---|---|
| 1 | PlushCare | Best Overall | ★★★★★4.1 | $19/mo + visit | Visit |
| 2 | Teladoc Health | Best 24/7 Access | ★★★★★4.1 | $0–$89/visit | Visit |
| 3 | Sesame | Best Cash-Pay Value | ★★★★★4.4 | $32/visit | Visit |
| 4 | Lemonaid Health | Best for Quick Visits | ★★★★★4.1 | $25/visit | Visit |
| 5 | Amwell | Best Through Insurance | ★★★★★3.9 | $79/visit | Visit |
PlushCare
Primary care with same-doctor continuity
Pros
- ✓See the same doctor
- ✓Accepts many insurers
- ✓Top-school clinicians
Cons
- ✕Membership + visit fees stack
- ✕Booking can lag
Our verdict: Best virtual primary care for ongoing relationships.
Visit PlushCare →Teladoc Health
Enterprise-grade virtual care, insurance-friendly
Pros
- ✓Often covered by insurance
- ✓24/7 availability
- ✓Broad specialties
Cons
- ✕Clunky UX
- ✕Inconsistent clinician continuity
Our verdict: The default if your employer or insurer already includes it.
Visit Teladoc Health →Sesame
Cash-pay marketplace, no membership
Pros
- ✓No subscription
- ✓Upfront cash prices
- ✓Wide visit catalog
Cons
- ✕No insurance billing
- ✕Quality varies by clinician
Our verdict: The value pick when you want a one-off visit, not a membership.
Visit Sesame →Lemonaid Health
Affordable flat-fee online visits
Pros
- ✓Low flat fees
- ✓Simple flows
- ✓Pharmacy delivery
Cons
- ✕Limited condition list
- ✕Cash-pay
Our verdict: Best for cheap, simple single-condition visits.
Visit Lemonaid Health →Amwell
Insurance-friendly virtual urgent and primary care
Pros
- ✓Widely covered by insurance
- ✓Urgent + behavioral care
- ✓Established network
Cons
- ✕Dated UX
- ✕Continuity varies
Our verdict: A solid insurance-covered option for urgent and behavioral care.
Visit Amwell →How we ranked virtual primary care
We separated two needs: ongoing primary care (where seeing the same doctor matters) and on-demand visits (where speed and price matter). The best service for you depends on which you need.
Continuity vs convenience
PlushCare is built around seeing the same physician for ongoing care. Teladoc and Amwell shine for 24/7 on-demand access, especially if included in your plan. Sesame is the value pick for transparent one-off visits.
The bottom line
PlushCare is our overall pick for ongoing virtual primary care. For on-demand needs, choose whichever insurance-first network your plan covers, or Sesame if you are paying cash.
Frequently asked questions
Can an online doctor be your primary care physician?+
Yes. Services like PlushCare are designed for ongoing primary care with the same physician, including prescriptions and chronic-condition management.
Which online primary care takes insurance?+
PlushCare, Teladoc, Amwell and MDLIVE work with many insurers. Sesame is cash-pay with transparent prices.