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Talkspace: Cost and Insurance

Therapy and psychiatry, often via insurance

★★★★★4.1From $69/wk or copay

Quick answer

Talkspace (therapy and psychiatry, often via insurance) is rated 4.1/5 by TeleRanked. It accepts Commercial insurance, with pricing from $69/wk or copay.

Looking for the verdict, complaints and what patients say? Read our full Talkspace review →

Talkspace offers both therapy and psychiatry and is in-network with many insurers, including Medicare Advantage and TRICARE. It has been owned by Universal Health Services since August 2026.

Starts at
$69/wk or copay
Pricing
Subscription or insurance
Founded
2012
HQ
New York, NY

Insurance & cost

Accepts insurance:

✓ Commercial

Out-of-pocket cost: $69/wk or copay. Coverage and copays depend on your specific plan, confirm before booking.

Public sentiment

4.0 / 5

The best-reviewed provider of the group, with a strong Trustpilot score and no active regulatory cloud. Community feedback is more guarded, citing variable therapist quality and response times.

★ Trustpilot

4.3 to 4.5/5 from ~2,000 reviews

View on Trustpilot →
▲ Reddit

Genuinely mixed: many find it affordable and helpful, but recurring gripes about therapist-match quality and slow between-session responses.

Browse Reddit discussions →

What Talkspace treats

Talk therapyPsychiatryADHD (non-stimulant only)Teen therapy

Pros

  • ✓Accepts many insurers
  • ✓Therapy + psychiatry
  • ✓Teen plans

Cons

  • ✕Async-heavy
  • ✕Pricing varies by plan

Verdict: Best online therapy option that takes insurance.

Visit Talkspace →

Talkspace FAQ

Is Talkspace legit?+

Talkspace offers both therapy and psychiatry and is in-network with many insurers, including Medicare Advantage and TRICARE. It has been owned by Universal Health Services since August 2026. Talkspace connects patients with U.S.-licensed clinicians and is rated 4.1 out of 5 in our independent review.

Does Talkspace take insurance?+

Yes. Talkspace accepts Commercial insurance, though coverage and copays depend on your specific plan. Out-of-pocket pricing: from $69/wk or copay.

How much does Talkspace cost?+

Talkspace pricing: from $69/wk or copay (subscription or insurance).

What does Talkspace treat?+

Talkspace treats Talk therapy, Psychiatry, ADHD (non-stimulant only), Teen therapy.

What do reviews say about Talkspace?+

The best-reviewed provider of the group, with a strong Trustpilot score and no active regulatory cloud. Community feedback is more guarded, citing variable therapist quality and response times. Trustpilot: 4.3 to 4.5/5 from ~2,000 reviews.

Where Talkspace ranks

Head-to-head

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